BankruptcyBill.us

We’re pleased to share that Bankruptcy Man vs. Mortgantua – Part 6 recently appeared in the March 2010 issue of Maxinars Newsletter.

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*In case you missed it, here are the previous BAPCPA Man vs Mortgantua cartoons:  Part 1, Part 2, Part 3 and Part 4.

*For additional information on mortgage cramdown, foreclosure and related mortgage and bankruptcy issues, have a look at the following blog posts:

Haines & Krieger (Las Vegas, NV)

• No Mortgage Cramdown Help from Congress for Las Vegas Homeowners
• Haines & Krieger Las Vegas Foreclosure Round-up 12.4.09

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• No Mortgage Cramdown Bill for Christmas
• Brooklyn Judge gives New York homeowners a fighting chance against foreclosure

Special thanks to the following bankruptcy attorneys for their help with the technical aspects of the cartoon:

• Christine Wilton, Esq. – Los Angeles Bankrkuptcy Law Monitor (Los Angeles, CA)
• Law Office of Gregory A. Holbus, Esq. – Wisconsin Bankruptcy Blog (Green Bay, WI)

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*WE DO CUSTOMIZED CARTOONS… Click here for more info.*

*Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!*

*To see more of Gideon Kendall’s work go to www.gideonkendall.com or http://www.gideonkendall.com/blog.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

Note:  This site is best viewed using a Mozilla Firefox or Safari browser.  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*In case you missed it, here are the previous BAPCPA Man vs Mortgantua cartoons:  Part 1, Part 2 and Part 3.

*For additional information on mortgage cramdown, foreclosure and related mortgage and bankruptcy issues, have a look at the following blog posts:

Haines & Krieger (Las Vegas, NV)

• Fear of possible mortgage “cramdown” legislation overblown?
• Will the “Cramdown Bill” Pass the Senate?
• Possible mortgage and foreclosure help from the federal government?

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Foreclosure increase + jobless recovery = Trouble
• New York foreclosures likely to continue as ARMs begin to re-set over next 4 years

Special thanks to the following bankruptcy attorneys for their help with the technical aspects of the cartoon:

• Christine Wilton, Esq. – Los Angeles Bankrkuptcy Law Monitor (Los Angeles, CA)
• Law Office of Gregory A. Holbus, Esq. – Wisconsin Bankruptcy Blog (Green Bay, WI)

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Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!

*To see more of Gideon Kendall’s work go to www.gideonkendall.com or http://gideonkendall.com/blog.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

Now you can get your very own CUSTOMIZED e-Book of BAPCPA Man cartoons!

• Book specs:  20 pages–PDF–11″ width x 8.5″ height; 15 BAPCPA Man cartoons + cover and back page image.
• Each book customized to include your name/firm name + contact information.
• Option to include bio(s), photograph(s) and other graphics.
• Print out as many copies as you want for your clients, yourself or anyone else, and/or…
• Put them on a CD to give to clients, and/or…
• Include a link on your website for a downloadable PDF copy, and/or…
• Use them as slides in a presentation, and/or…
• Come up with other creative uses to impress your clients and friends!  (See Terms & Limits of use below.)

How it works:

1. Send e-mail to bill [/at/] bankruptcybill [/dot/] us to place your order.
2. Include relevant information in your email (e.g., your name or law firm name, contact info, headshot or link to headshot, etc.)
3. Make payment to us via PayPal (by clicking here).  (Or e-mail us for a snail mail address to send a check.)
4. After receiving payment, we will e-mail you your customized copy of the BAPCPA Man e-Book Vol. 1.

Read on to see some sample pages and for pricing information, customization options and more… (more…)

Note:  This site is best viewed using a Mozilla Firefox or Safari browser.  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

Special thanks to the following bankruptcy attorneys for their help with the technical aspects of the cartoon:

• Christine Wilton, Esq. – Los Angeles Bankrkuptcy Law Monitor (Los Angeles, CA)
• Law Office of Gregory A. Holbus, Esq. – Wisconsin Bankruptcy Blog (Green Bay, WI)

For additional information on foreclosure and mortgage issues as they relate to bankruptcy, have a look at the following blog posts:

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Loan modification scams and U.S. Foreclosure Relief

Haines & Krieger (Las Vegas, NV)

• Should I Stay Or Should I Go?
• Video: Channel 8 News report on Raul Cadenas foreclosure mediation case
• Las Vegas Foreclosure Round-up

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Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!

*To see more of Gideon Kendall’s work go to www.gideonkendall.com or http://www.gideonkendall.com/blog.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

Note:  This site is best viewed using a Mozilla Firefox or Safari browser.  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

Like this cartoon?  Want a customized version for your blog or to use as a greeting card?  We’ll be doing a Christmas/Chanukah holiday cartoon as well.  So get in touch now to place your order if you’d like a customized holiday cartoon image to share with your clients.

E-mail: bill  @  bankruptcybill  .  us

(We’re just getting started with all the creative potential and possibilities.  So stay tuned for more or feel free to contact us to discuss your own ideas.)

In the meanwhile, have a look below at the customized Thanksgiving cartoons we did for the bankruptcy law firms of Haines & Krieger (Las Vegas, NV) and Allmand & Lee (Dallas, TX).

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Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!

*To see more of Gideon Kendall’s work go to www.gideonkendall.com or http://gideonkendall.com/blog.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

• Click here to tell the ABA Journal if you think the Bankruptcy Bill site (including the Bankruptcy Bill and BAPCPA Man cartoons, bankruptcy haiku and the “Bankruptcy Lover” song) should be included in the Top 100 law blogs:  http://www.abajournal.com/blawgs/blawg100_submit Deadline is October 2.
  

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*Click here to see BAPCPA Man #7 – BAPCPA Man vs. Mortgantua – Part 1, and here for all previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

More information on MORTGAGES, FORECLOSURE and LOAN/MORTGAGE MODIFICATION:

Here’s a nice “infographic” on the steps in the Foreclosure Process in Nevada made available in PDF format by the Legal Aid Center of Southern Nevada.  And if you’re just looking for bankruptcy information, here’s a helpful bankruptcy link.

Below are some useful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program.  (Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs. And get in touch if you have a blog and don’t see it listed.)

George Haines, Esq. and David Krieger, Esq. (Haines & Krieger) (Las Vegas, NV)

• Do you qualify for a loan modification?
• Should I intentionally miss mortgage payments to qualify for loan modification?
• Loan Modification: The NOT Making Homes Affordable Program
• Nevada has highest foreclosure rate in the U.S. for 31st straight month
• What’s so great about foreclosure mediation?

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Brooklyn Judge gives New York homeowners a fighting chance against foreclosure
• New York foreclosures likely to continue as ARMs begin to re-set over next 4 years
• Can I keep my home if I file for bankruptcy in New York?
• Subprime loan modification companies

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

• Why I Won’t Negotiate Loan Modifications
• Many New York Foreclosure Suits Are Dismissed Because They Are Defective
• Is a Short Sale a Reasonable Alternative to Foreclosure on Long Island?

Jonathan Ginsberg, Esq. – theBKLaw (Atlanta, GA)

• Loan Modification Myths Busted
• If I Do Not Reaffirm My Mortgage in Chapter 7, Do I Automatically Lose Title to my House?

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• Mortgage Modification in Chapter 13 Bankruptcy
• Selling Your Home When You’re Broke
• Congress Passes Anti-Foreclosure Bill

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

Below are some helpful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program.  Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs.  (And get in touch if you have a blog and don’t see it listed.)

Update 9.10.09: There’s a great piece on NPR about foreclosures and the black-box decision making process regarding loan modifications (“Major Banks Still Grappling with Foreclosure“).  At one point, there’s a clip of reporter Chris Arnold in the Bank of America call center, listening over the shoulder of a call center rep who tells a homeowner they’re not eligible for a loan modification.  Arnold questions the rep and receives a not so satisfying explanation.  The issue is raised with the supervisors and it turns out the homeowner was in fact eligible for a loan modification.  How frequently is this scenario replaying itself?

George Haines, Esq. and David Krieger, Esq. (Haines & Krieger) (Las Vegas, NV)

• Do you qualify for a loan modification?
• Should I intentionally miss mortgage payments to qualify for loan modification?
• Loan Modification: The NOT Making Homes Affordable Program
• Nevada has highest foreclosure rate in the U.S. for 31st straight month
• What’s so great about foreclosure mediation?

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Brooklyn Judge gives New York homeowners a fighting chance against foreclosure
• New York foreclosures likely to continue as ARMs begin to re-set over next 4 years
• Can I keep my home if I file for bankruptcy in New York?
• Subprime loan modification companies

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

• Why I Won’t Negotiate Loan Modifications
• Many New York Foreclosure Suits Are Dismissed Because They Are Defective
• Is a Short Sale a Reasonable Alternative to Foreclosure on Long Island?

Jonathan Ginsberg, Esq. – theBKLaw (Atlanta, GA)

• Loan Modification Myths Busted
• If I Do Not Reaffirm My Mortgage in Chapter 7, Do I Automatically Lose Title to my House?

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• Mortgage Modification in Chapter 13 Bankruptcy
• Selling Your Home When You’re Broke
• Congress Passes Anti-Foreclosure Bill

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

(Click image to see earlier sketch version on Gideon Kendall’s blog.)

BAPCPA Background

For more background on the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (aka BAPCPA), read Professor Elizabeth Warren’s testimony to Congress (Feb. 10, 2005) and testimony by Professor Todd Zywicki (Feb. 10, 2005).  Also a range of helpful coverage and commentary on the debate, impact and effects of BAPCPA on Creditslips.org along with some of the continued debate between the perspectives of Professor Warren and Professor Zywicki here, here and here.

Bankruptcy Lawyer Blogs on BAPCPA

From the bankruptcy lawyer blog circuit, helpful posts on court interpretations of BAPCPA so far by Jordan E. Bublick, Esq. at South Florida Bankruptcy Law Blog, including a summary of the two schools of thought on BAPCPA by bankruptcy courts.   A post by Craig Robins, Esq. on LongIslandBankruptcyBlog about the evolving criticisms of the new bankruptcy law as of 2006.  Additional commentary on bankruptcy as a social safety net by Bruce Weiner, Esq. of Rosenberg, Musso & Weiner (Brooklyn, NY) on NYBankruptcyNet.  And a reflective look back at the passage of BAPCPA by Dave Krieger, Esq. of Haines & Krieger (Las Vegas, NV).

*Click here for  Bankruptcy Bill’s state-by-state list of bankruptcy lawyers with blogs.

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.