Came across this great video of comedian Tim Clue talking about debt, credit cards and bill collectors on the blog of Oklahoma bankruptcy lawyer Dan Nunley.
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HOW DO I VOTE? E-mail bill [@] bankruptcybill [.] uswith yourchoice forfavoritesong. Feel free to include your second and third choices as well for which points will be awarded.(Update: The email address has been corrected to “.us” instead of “.com”. If you sent your vote to “.com,” then it was not received. We’re very sorry for any inconvenience.)
JUDGING CRITERIA: You’re voting based on the lyrics, not the tune. But you know what you like, so go with your gut.
VOTING DEADLINE: December 31, 2009 by 12:00 p.m.
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THANKS! Bankruptcy Bill would like to thank the below-listed parties for their support of the first-ever (to our knowledge)Bankruptcy Song Contestand for collectively making a donationto theNational Consumer Law Centerin the amount of $25for each song submitted:
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Special thanks to the following bankruptcy attorneys for their help with the technical aspects of the cartoon:
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Like this cartoon? Want a customized version for your blog or to use as a greeting card? We’ll be doing a Christmas/Chanukah holiday cartoon as well. So get in touch now to place your order if you’d like a customized holiday cartoon image to share with your clients.
(We’re just getting started with all the creative potential and possibilities. So stay tuned for more or feel free to contact us to discuss your own ideas.)
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FYI, this cartoon also appears in the Fall 2009 issue of the newsletter for the Bankruptcy Section of the State Bar of Texas along with a nice profile about the Bankruptcy Bill cartoons written by Eric Van Horn, a bankruptcy lawyer with Dallas firm Rochelle McCullough LLP and the writer of the Chapter 8 humor columns in the ABI Journal. Also, thanks to Judge Alan S. Trust of the Eastern District of New York for his article in the Summer 2009 issue of the Bankruptcy Section newsletter (”Robes Without Stripes”) which provided helpful cultural background for the cartoon.
Highlights of the conference included:
Learning that both Professor Jay Westbrook and Judge Keith Lundin both have extensive collection of bankruptcy-related cartoons, and that both Texas and Tennesse have had bands comprised of musical bankruptcy judges who like to write and play bankruptcy-related songs.
Judge Lundin’s monogrammed bowling shirt with “High on BAPCPA” on the back.
Having a chance to meet so many wonderful folks on my first-ever visit to the Great State of Texas. The conference had an extremely friendly and collegial atmosphere, and everyone from associates to partners to judges were accessible and enjoyable to meet.
are pleased and excited to announce the first-ever…..
Bankruptcy Song Contest!
1. FIRST PRIZE: Announcement of the winning entry in a BAPCPA Man cartoon (which will include a cartoon drawing of the winner as one of the characters), plus a signed print of the cartoon.
Submission Deadline:Wednesday, December 9, 2009, 5:30 pm EST
How the contest works:
E-mail your song(s) to bill [/at/] bankruptcybill [/dot/] us. (Up to 5 submissions allowed per person or group.) Submissions are just lyrics, by the way. Do not send music. (That’ll come later.)
Include: (1) Your name(s), (2) your law firm name (if applicable and desired), (3) city &state, (4) a short 1 or 2 sentence bio about yourself, and (5) any links or contact info. (All of this info will appear with your song submission when it’s posted.)
After the deadline, all entries will be posted on the Bankruptcy Bill site and readers will be invited to vote.
The winning entry will be announced in a BAPCPA Man cartoon strip, and the winner will be a included as a cartoon character in the strip.
Stay tuned for a future contest/project where we invite people to submit recordings of the songs.
Comments: Contest is open to anyone and everyone. Songs must be original, i.e., written by the person(s) submitting. However, it doesn’t have to be new. It’s fine if you already wrote it 3 years ago while sitting through a deathly boring CLE presentation. Songs can be about anything and in any style, as long as they tie in to bankruptcy somehow. You’re more than welcome to indicate if the lyrics are intended for a particular tune or style of music, though it’s not necessary.
Intellectual Property: By sending us your submission, you’re of course giving us permission to post the song lyrics on the Bankruptcy Bill site. But don’t worry. Other than that, you keep all the intellectual property rights in the song.
*Contest Modifications: Since this is the first time we’ve tried something like this, we reserve the right to modify the rules or adapt appropriately using logic and common sense if there’s something we overlooked or that needs to be addressed. Also, if we receive some unexpectedly large number of submissions, we’re not going to bankrupt the sponsors/donors or overly tax their coffers. We’ll just cap it at some appropriate amount, probably work a reference into cartoon somewhere and just go with that groovy BAPCPA flow.
Why are we doing this? Because it’s fun and educational. The goal is to draw on the latent creativity out there in the bankruptcy world, come up with some good (or at least half-decent) songs, build on the liturgy of bankruptcy pop culture and have a good time with all of this along the way.
Inspiration:Have a listen to Bankruptcy Lover, the original country song about corporate bankruptcy. Click here for the lyrics. (For the record, Bankruptcy Lover is not eligible for this contest.)
I’m glad to be a member and look forward to learning the secret handshake if one exists. If it does, it would be great if someone out there could email me the protocol. Or perhaps send me a YouTube video so I can observe and practice? (I promise not to have it illustrated in a cartoon.)
Secret handshake or not, I look forward to meeting and connecting with fellow NACBA members.
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Below are some useful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program. (Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs. And get in touch if you have a blog and don’t see it listed.)
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For a more in depth explanation of the automatic stay, have a look at the Wikipedia entry. Also see posts on the topics of automatic stay and debt collection by the following bankruptcy lawyers on their blogs:
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Below are some helpful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program. Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs. (And get in touch if you have a blog and don’t see it listed.)
Update 9.10.09: There’s a great piece on NPR about foreclosures and the black-box decision making process regarding loan modifications (”Major Banks Still Grappling with Foreclosure“). At one point, there’s a clip of reporter Chris Arnold in the Bank of America call center, listening over the shoulder of a call center rep who tells a homeowner they’re not eligible for a loan modification. Arnold questions the rep and receives a not so satisfying explanation. The issue is raised with the supervisors and it turns out the homeowner was in fact eligible for a loan modification. How frequently is this scenario replaying itself?
Apologies to everyone whose blog was previously included here. We're having some technical problems with a bunch of the rss feeds (tricky little things) and the feeds weren't working for a number of blogs. Hence the removal of them from the sidebar for the time being. We're working on getting them up and running again.