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*Click here for Bankruptcy Bill #20 – Fantasy Bankruptcy #1, here for all previous Bankruptcy Bill cartoons, and here for a previous post on the connection between structured finance and fantasy football.

Here are bios for the highly respected Delaware bankruptcy lawyer Laura Davis Jones of the law firm Pachulski Stang Ziehl & Jones and for the Honorable Judge Arthur Gonzalez of the Southern District of New York who has presided over many of the largest bankruptcy cases including Lehman Brothers, Enron, Chrysler and Worldcom.

And for any fans (or fantasy football owners of) of Tony Gonzalez (another great Gonzalez) here’s info on Atlanta Chapter 7 bankruptcy and Atlanta Chapter 13 bankruptcy.

Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!

*To see more of Gideon Kendall’s work go to www.gideonkendall.com.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

Sure, Mortgantua doesn’t have the most engaging personality. And you wouldn’t want to invite him over to your house, per se. But he does make a great Facebook friend.  Click below to be his friend and we promise that he’ll leave you and your home alone.  Well, probably.

Mortgantua

facebook.com/mortgantua

You’ve waited patiently.  And now it’s here…

create & buy custom products at Zazzle
*********************

Be the first in your district to get these official BAPCPA Man and Mortgantua items!  Give them as gifts to friends and clients!  Wear them proudly at conferences!

Mortgantua

• T-shirt (Men’s)
• T-shirt (Women’s)
• Mug

BAPCPA Man

• T-shirt (Men’s)
• T-shirt (Women’s)
• Thank You Cards
• Bag
• Poster
• Buttons
• Onesie for Babies

Or go to the Bankruptcy Bill store on Zazzle for all available BAPCPA Man and Bankruptcy Bill items:  http://www.zazzle.com/bankruptcybill

Note #1: Don’t see what you want?  Zazzle lets you choose from a variety of shirts, mugs, buttons and other items.  Still don’t see what you want?  Email us at bill [at] bankruptcybill [dot] us.

Note #2: Apologies for the prices being a little on the high side.  Doing this through Zazzle is convenient on our end since we don’t have to handle any inventory.  But they don’t make it cheap.

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

For more information on Chapter 7 and Chapter 13 bankruptcy, here are some blog posts from bankruptcy lawyers:

Haines & Krieger (Las Vegas, NV)

• Chapter 7 or Chapter 13?
• What Happens During A Chapter 7 Bankruptcy?
• Chapter 13 Bankruptcy Tip – Watch Out for Scammers

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Who Are Your New York Chapter 13 Trustees?
• The Means Test and the Unemployment Trap

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

We’re very excited to announce that BAPCPA Man now has his very own Facebook page!  That means now you can be Facebook friends with BAPCPA Man himself.

Here’s the link:  http://facebook.com/bapcpaman

(We told you his powers were great and many.)

Also, in case you missed them, you can see the Bankruptcy Bill cartoons about Facebook here (#1) and here (#2).  And everyone is always welcome to join the large and growing Bankruptcy Bill Facebook Group.

• Click here to tell the ABA Journal if you think the Bankruptcy Bill site (including the Bankruptcy Bill and BAPCPA Man cartoons, bankruptcy haiku and the “Bankruptcy Lover” song) should be included in the Top 100 law blogs:  http://www.abajournal.com/blawgs/blawg100_submit Deadline is October 2.
  

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*Click here for all previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

BAPCPA

See below to get a sense of what lawyers in the blogosphere are saying on topics related to BAPCPA.  And here’s some general information about Los Angeles bankruptcy and Atlanta bankruptcy.

Steven Jakubowski, Esq.  (Coleman Law Firm) – Bankruptcy Litigation Blog (Chicago, IL)

• Denver’s Judge Sidney Brooks Joins the BAPCPA Bashing Bandwagon as the Litigants Submit Poetic Dirges Lamenting BAPCPA’s Incomprehensibility
• BAPCPA’s “Plain Meaning” Requires That a Consumer Debtor’s Feet Be Held to the Fire
• BAPCPA Outline: Part I, Section A – Judicial Commentary on BAPCPA: Venting
• The “Mother of All BAPCPA Consumer Bankruptcy Law Outlines,” Soon Available for Your Reading Pleasure
• More great BAPCPA posts from Steven Jakubowski

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

• Portion of New Bankruptcy Laws Declared Unconstitutional. Court of Appeals Strikes Down Provision which Prevented Attorneys from Advising Clients
• With New Laws In Place Two Years, Panel Discusses Current Bankruptcy Practice

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• U.S. Supreme Court to Determine Constitutionality of Some BAPCPA Rules
• Has 2005 Bankruptcy Law Increased The Number Of Foreclosures?
• Financial Management Course Required After Filing Bankruptcy

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• What you should know about the credit counseling requirement
• Annie Leibovitz avoids mandatory credit counseling in New York

George Haines, Esq. and David Krieger, Esq. (Haines & Krieger) (Las Vegas, NV)

• Can I Still File for Individual Bankruptcy in Las Vegas?
• The “Means Test” and the Median Income for Nevada

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

• Click here to tell the ABA Journal if you think the Bankruptcy Bill site (including the Bankruptcy Bill and BAPCPA Man cartoons, bankruptcy haiku and the “Bankruptcy Lover” song) should be included in the Top 100 law blogs:  http://www.abajournal.com/blawgs/blawg100_submit Deadline is October 2.
  

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*Click here to see BAPCPA Man #7 – BAPCPA Man vs. Mortgantua – Part 1, and here for all previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

More information on MORTGAGES, FORECLOSURE and LOAN/MORTGAGE MODIFICATION:

Here’s a nice “infographic” on the steps in the Foreclosure Process in Nevada made available in PDF format by the Legal Aid Center of Southern Nevada.  And if you’re just looking for bankruptcy information, here’s a helpful bankruptcy link.

Below are some useful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program.  (Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs. And get in touch if you have a blog and don’t see it listed.)

George Haines, Esq. and David Krieger, Esq. (Haines & Krieger) (Las Vegas, NV)

• Do you qualify for a loan modification?
• Should I intentionally miss mortgage payments to qualify for loan modification?
• Loan Modification: The NOT Making Homes Affordable Program
• Nevada has highest foreclosure rate in the U.S. for 31st straight month
• What’s so great about foreclosure mediation?

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Brooklyn Judge gives New York homeowners a fighting chance against foreclosure
• New York foreclosures likely to continue as ARMs begin to re-set over next 4 years
• Can I keep my home if I file for bankruptcy in New York?
• Subprime loan modification companies

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

• Why I Won’t Negotiate Loan Modifications
• Many New York Foreclosure Suits Are Dismissed Because They Are Defective
• Is a Short Sale a Reasonable Alternative to Foreclosure on Long Island?

Jonathan Ginsberg, Esq. – theBKLaw (Atlanta, GA)

• Loan Modification Myths Busted
• If I Do Not Reaffirm My Mortgage in Chapter 7, Do I Automatically Lose Title to my House?

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• Mortgage Modification in Chapter 13 Bankruptcy
• Selling Your Home When You’re Broke
• Congress Passes Anti-Foreclosure Bill

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

(Click here to tell the ABA Journal if you think the Bankruptcy Bill site (including the Bankruptcy BillBAPCPA Man cartoons, bankruptcy haiku and the “Bankruptcy Lover” song) should be included in the Top 100 law blogs:  http://www.abajournal.com/blawgs/blawg100_submit ) and

Two nice mentions of the Bankruptcy Bill site:

1. A very flattering post by LA-based bankruptcy lawyer and BAPCPA Man fan Christine Wilton, Esq. who writes the Los Angeles Bankruptcy Law Monitor.  Here’s a clip:

Considering the negative stigma around bankruptcy law and in light of our nation’s economic woes, these cartoons are a refreshing departure.  They’re easy to read and understand.  They take the law and break it down into layman’s terms; a gift I rather admire.

We’re also pleased that Christine was moved to compose her own bankruptcy haiku.  Always good to see bankruptcy lawyers releasing their inner poets.

2. An  appreciative mention of our recent fantasy football/structured finance commentary by NYU Professor of Political Science Josh Tucker on The Monkey Cage, a blog written by a group of political science professors.  (Full disclosure: Josh is not only my cousin but also manager of Cluck U which competes against the BAPCPA Men in the Dzhankoye fantasy football league.)

• Click here to tell the ABA Journal if you think the Bankruptcy Bill site (including the Bankruptcy Bill and BAPCPA Man cartoons, bankruptcy haiku and the “Bankruptcy Lover” song) should be included in the Top 100 law blogs:  http://www.abajournal.com/blawgs/blawg100_submit (Update:  There was a problem with the link but it should work now.)

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

For a more in depth explanation of the automatic stay, have a look at the Wikipedia entry.  Also see posts on the topics of automatic stay and debt collection by the following bankruptcy lawyers on their blogs:

Bruce Weiner (Rosenberg Musso & Weiner) – NYBankruptcyNet (Brooklyn, NY)

• Dealing with debt collector harassment in New York

Haines & Krieger (Las Vegas, NV)

• What can I do about debt collector harassment in Las Vegas?
• Creditors giving money to debtors? Punitive damages and the automatic stay

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

• How Quick Will Creditors Stop Calling Me If I File Bankruptcy?
• What Are Your Rights If a Creditor Violates the Automatic Bankruptcy Stay?
• More posts on the topic of automatic stay and debt collection by Craig Robins.

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• Despite the Debtor’s Mishaps Bankruptcy Court Grants Stay
• Can Bankruptcy Help Stop Repossession?

Click here for a state-by-state list of bankruptcy lawyers with blogs.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

BLT (Bankruptcy Lawyer Topics) is a periodic review and comparison of  consumer bankruptcy topics being covered on bankruptcy lawyer blogs.

• Click on BK Lawyer Blogs for a state-by-state list of bankruptcy lawyers with their own blogs.
• Have a blog post you think should be included? Or a suggestion for a future BLT theme?  Send an e-mail to bill [at] bankruptcybill [dot] us.
• Suggestion to bankruptcy lawyers with blogs: Make sure to include a “Search” function somewhere on your blog.  It makes it easier to find topical posts on your blog and increases the likelihood that a post from your blog will be included in BLT.

Credit cards.  The virtual foundation of our economy.  The evil siren that drags so many people into bankruptcy and financial ruin.  And yet ironically a tool for improving credit scores if used in somewhat counter-intuitive ways.  What do bankruptcy lawyers have to say about them on their blogs?  See below.

TEXAS

Reed Allmand, Esq. (Allmand & Lee) – Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

• Always Know Your Rights When Negotiating with Credit Card Companies
• Debtor’s Credit Card Debt Ruled Non-Dischargeable

WASHINGTON

Spencer Anderson Buhr PLLC – Seattle Bankruptcy Blog (Seattle, WA)

• House Passes Credit Card Bill

WISCONSIN

Law Office of Gregory A. Holbus, Esq. – Wisconsin Bankruptcy Blog (Green Bay, WI)