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Archive for the ‘Consumer Bankruptcy’ Category

Bankruptcy Bill #24: Bankruptcy Song Contest Winner!

Monday, March 8th, 2010

At long last, we’re ready to announce the winner and runner-up of Bankruptcy Bill’s Bankruptcy Song Contest!

Thanks to everyone who submitted an bankruptcy song, to everyone who voted and shared their comments and to illustrator Gideon Kendall for suggesting the cartoon announcement prize idea.

Also thanks to our sponsors for their support of the first-ever (to our knowledge) Bankruptcy Song Contest and for collectively making a donation to the National Consumer Law Center in the amount of $25 for each song submitted (for which we received a nice thank you note from the NCLC’s Executive Director):

BB24-SongContestWinner

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2nd Place

Congratulations also to Arlene Robins of Woodbury, NY for her wonderful submission “BANKRUPTCY WIFE’S LAMENT”. Arlene will receive a t-shirt (or other item from our fabulous catalog of BAPCPA Man and Bankruptcy Bill merchandise on Zazzle.  (Note:  Arlene is the wife of good-humored Long Island bankruptcy attorney Craig Robins, who also has an excellent song entry titled “DEBT-FREE GIRL”.)

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The Bankruptcy Song Submissions

Once again, here are the song entries for Bankruptcy Bill’s Bankruptcy Song Contest:

1.  “AMEND IT MY WAY” by Judge Sheri Bluebond (United States Bankruptcy Court for the Central District of California)

2.  CABARET” by Judge Sheri Bluebond (United States Bankruptcy Court for the Central District of California) (Click song title or scroll down the page to see lyrics.)

3.  “DON’T CRY FOR ME HOUSEHOLD FINANCE” by Judge Sheri Bluebond (United States Bankruptcy Court for the Central District of California

4.  “DEBTS IN WRONG PLACES” by Judge Alan S. Trust (United States Bankruptcy Judge, Eastern District of New York)

5.  “‘TWAS THE NIGHT BEFORE FILING” by Mark Sippel, Esq. (Sippel & Carroll PLLC (Kingman, AZ))

6.  “PHARAOH OBAMA – LET THE DEBTORS GO” by Mark Sippel, Esq. (Sippel & Carroll PLLC (Kingman, AZ))

7.  “THE BANKRUPTCY ABUSE SONG” by Mark Sippel, Esq. (Sippel & Carroll PLLC (Kingman, AZ))

8.  “DEBT-FREE GIRL” by Craig Robins, Esq. (Woodbury, NY)

9.  “BANKRUPTCY WIFE’S LAMENT” by Arlene Robins (Woodbury, NY)

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BONUS!

And if you just can’t get enough bankruptcy music, CLICK HERE to hear Bankruptcy Lover by Bankruptcy Bill & The Fresh Starts.

band_withlogo_web

If the anti-Consumer Finance Protection Agency people ran Toyota . . .

Sunday, March 7th, 2010

Thanks to the Center for Responsible Lending for posting a great cartoon from Pixton.com that calls out the weakness of the arguments being made against the creation of a Consumer Finance Protection Agency.

BLT (Bankruptcy Lawyer Topics): “The Credit CARD Act of 2009″ – by Matt Leichter, Esq.

Friday, March 5th, 2010

BLT (Bankruptcy Lawyer Topics) is a periodic review and comparison of consumer bankruptcy topics being covered on bankruptcy lawyer blogs.

Holding a J.D. and an International Affairs M.A. from Marquette University, Matt Leichter is an attorney licensed in Wisconsin and New York.  He speaks Japanese and focuses on comparative and international law, as well as international business.

  • Click on BK Lawyer Blogs for a state-by-state list of bankruptcy lawyers with their own blogs.
  • Have a blog or know a good blog post you think should be included? Or a suggestion for a future BLT theme?  Send an e-mail to BLT [at] bankruptcybill [dot] us with the link.
  • Suggestion to bankruptcy lawyers with blogs: Make sure to include a “Search” function somewhere on your blog.  It makes it easier to find topical posts on your blog and increases the likelihood that a post from your blog will be included in BLT.

BLT-2

(In reverse order!)

GENERAL

American Bankruptcy Institute (ABI) Bankruptcy Blog Exchange

Bankruptcy Law Network

CreditSlips.org

Consumer Law & Policy Blog

WISCONSIN

Jamie Miller, Esq. (Miller & Miller, LLC) – Milwaukee Bankruptcy Attorney Blog (Milwaukee, WI)

***SEE MORE BLOG POSTS FROM BANKRUPTCY LAWYERS AROUND THE U.S.*** (more…)

BAPCPA Man #18: BAPCPA Man vs Mortgantua – Part 6 – Max Gardner’s Bankruptcy Bootcamp

Monday, March 1st, 2010

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We check back in with our bankruptcy super hero in his battle to save a homeowner against the ominous and powerful Mortgantua.  Things were looking grim, but perhaps there is hope.  Click here for a refresher on ongoing the BAPCPA Man vs Mortgantua saga.

BM_mort6_mgV2

gardnerFor more information on Max Gardner’s Bankruptcy Bootcamp, go to MaxBankruptcyBootcamp.comClick here to see the ABC News Nightline feature on Max Gardner’s Bankruptcy Bootcamp.  And click here to see the Wikipedia entry on Max’s eponymous grandfather who served a term as governor of North Carolina from 1929-33.

MaxGardnerLogo

For additional information on mortgage and foreclosure, here are a few blog posts:

Bruce Weiner (Rosenberg Musso & Weiner)NYBankruptcyNet (Brooklyn, NY)

Haines & Krieger (Las Vegas, NV)

Eugene Melchionne, Esq.ConsumerBankruptcyTips.com (Waterbury, CT)


The Credit CARD Act of 2009….animated!

Monday, February 22nd, 2010

Bankruptcy Bill is pleased to welcome the Credit CARD Act of 2009, which went effective today, February 22, 2010, with an appropriate animated video commentary by Mark Fiore (www.MarkFiore.com).

Update 2/23/10:  Forgot to mention that we saw this video posted originally on the Center for Responsible Lending website:

Bankruptcy Lawyers to the Celebrities….organized alphabetically!

Tuesday, February 9th, 2010

Whenever a celebrity files for bankruptcy, there’s a bankruptcy lawyer representing that celebrity.  Who are they and where do they come from?

Bankruptcy Bill has put together a list below of the bankruptcy lawyers for each celebrity bankruptcy (to the extent we can find the info).  If we’ve missed any lawyers or any worthy celebrities, please email bill [at] bankruptcybill.us to let us know, or just add a comment to this post.

TrumpTysonBankruptcyBill

Thanks to the following folks for supporting this post, each of whom is a celebrity in their own right in the bankruptcy world:

  • Professor Nancy Rapoport – Blog: http://nancyrapoport.blogspot.com (Las Vegas, NV) Gordon Silver Professor of Law at the William S. Boyd School of Law, University of Nevada, Las Vegas, with specialties in bankruptcy ethics, ethics in governance, and the depiction of lawyers in popular culture.  She’s also the author of the book Enron: Corporate Fiascos and Their Implications (with Jeffrey Van Niel) and appeared in the movie Enron:  The Smartest Guys in the Room.

And now, without further ado, is the first ever….

ALPHABETICAL LIST OF CELEBRITIES & THEIR BANKRUPTCY LAWYERS

Notably, two lawyers appear twice on this list.  Joseph Eisenberg apparently served as bankruptcy counsel to both actor Lorenzo Lamas and to Motley Crue frontman Vince Neil.  And big firm bankruptcy lawyer Debra Grassgreen served as debtor’s counsel to heavyweight boxing champ Mike Tyson and his company and also was lead counsel for the Creditors Committee in the bankruptcy of rap music star Marion “Suge” Knight.

B

stephen_baldwin

Baldwin, Stephen

Bracco, Lorraine

Buckner, Bill

C

Canseco, Jose

Corbin, Barry

dykstra-722301

(more…)

Guest Column: “So, You Want to be a Bankruptcy Attorney, eh?” by Bill McLeod, Esq.

Thursday, January 21st, 2010

bill-mcleod-photoBill McLeod is a Boston-based bankruptcy attorney, representing creditors and debtors with over 15 years of experience. You can learn more about this and read more of his blog posts at www.mcleodlawoffices.com. Follow him on Twitter.  Find him on Facebook.

In recent months, I’ve been hearing from and speaking with attorneys young and old who express a desire to practice consumer bankruptcy law. Only some express a desire to enter into a practice area that is evolving, intellectually fascinating, and in this economy extraordinarily relevant. Virtually (but not) all express their belief that this is one practice area that is expected to grow in the coming years. Some mention that as the only motivation to consider it. I guess they have mortgage payments too.

If you’re considering changing practice areas, adding practice areas, or entering the consumer bankruptcy arena as a newly minted attorney fresh off the bar exam lawyer, here’s my…

Top Ten Things You Need to Know Before You Become a Bankruptcy Lawyer

1. Own a copy of the bankruptcy code. If you do not have a copy of the bankruptcy code and you’re already practicing (or perhaps better said, think you’re practicing) bankruptcy law, you’re already doing a bad job. Actually, you’re flirting with a malpractice claim. I have two: one at the office, and one which is always in my brief case, and my brief case is almost always with me (except when I leave it home). In addition to owning it, you should read it.

2. Never forget the basics. Attorneys have rules. You cannot lie, nor can you help a client lie. You cannot steal, nor may you help a client steal. You cannot violate your oath. There is no “winking” in bankruptcy. (more…)

Stand-up comedian Tim Clue takes on debt and bankruptcy

Wednesday, January 20th, 2010

Came across this great video of comedian Tim Clue talking about debt, credit cards and bill collectors on the blog of Oklahoma bankruptcy lawyer Dan Nunley.

BLT (Bankruptcy Lawyer Topics): “Cars!” – by Matt Leichter, Esq.

Friday, January 15th, 2010

BLT (Bankruptcy Lawyer Topics) is a periodic review and comparison of consumer bankruptcy topics being covered on bankruptcy lawyer blogs.

Holding a J.D. and an International Affairs M.A. from Marquette University, Matt Leichter is an attorney licensed in Wisconsin and New York (he’s celebrating Day 2 of his New York license by providing you with more BLT).  He speaks Japanese and focuses on comparative and international law, as well as international business.

  • Click on BK Lawyer Blogs for a state-by-state list of bankruptcy lawyers with their own blogs.
  • Have a blog or know a good blog post you think should be included? Or a suggestion for a future BLT theme?  Send an e-mail to BLT [at] bankruptcybill [dot] us with the link.
  • Suggestion to bankruptcy lawyers with blogs: Make sure to include a “Search” function somewhere on your blog.  It makes it easier to find topical posts on your blog and increases the likelihood that a post from your blog will be included in BLT.

BLT-2

(We begin from the middle!…)

GENERAL

CreditSlips.org

Consumer Law & Policy Blog

National Association of Consumer Bankruptcy Attorneys (NACBA)

NEVADA

Haines & Krieger (Las Vegas, NV)

Black & LoBello Law Blog (Las Vegas, NV)

***SEE MORE BLOG POSTS FROM BANKRUPTCY LAWYERS AROUND THE U.S.*** (more…)

The Bankruptcy Song from the Drew Carey Show

Friday, January 15th, 2010

The voting results of Bankruptcy Bill’s Bankruptcy Song Contest are not yet complete, due primarily to baby-raising reasons.  So in the mean time, we thought it might be entertaining and/or a good space filler to share the “Bankruptcy Song” from an episode of The Drew Carey Show where Drew holds a party to celebrate his filing for bankruptcy.

While the song doesn’t have a lot of actual bankruptcy information in it (like, say, “Bankruptcy Lover” by Bankruptcy Bill & The Fresh Starts), it is about bankruptcy and it was on a very popular mainstream sitcom.  Hence we believe it merits inclusion in the liturgy of pop culture bankruptcy songs out there.  (And yes, we realize it’s a rather small liturgy as liturgies tend to go.)

BLT (Bankruptcy Lawyer Topics): “Means Test” – by Matt Leichter

Friday, January 8th, 2010

BLT (Bankruptcy Lawyer Topics) is a periodic review and comparison of consumer bankruptcy topics being covered on bankruptcy lawyer blogs.

Holding a J.D. and an International Affairs M.A. from Marquette University, Matt Leichter is an attorney licensed in Wisconsin and very soon in New York (January 13, 2010!).  He speaks Japanese and focuses on comparative and international law, as well as international business.

  • Click on BK Lawyer Blogs for a state-by-state list of bankruptcy lawyers with their own blogs.
  • Have a blog or know a good blog post you think should be included? Or a suggestion for a future BLT theme?  Send an e-mail to BLT [at] bankruptcybill [dot] us with the link.
  • Suggestion to bankruptcy lawyers with blogs: Make sure to include a “Search” function somewhere on your blog.  It makes it easier to find topical posts on your blog and increases the likelihood that a post from your blog will be included in BLT.

BLT-2

GENERAL

Bankruptcy Case Blog – St John’s University Law School

Bankruptcy Law Network

ALABAMA

Collins & Hancock – Alabama Bankruptcy Blog (Cullman, AL)

***SEE MORE BLOG POSTS FROM BANKRUPTCY LAWYERS AROUND THE U.S.*** (more…)

Parenting and Bankruptcy Clients: Two essential questions to ask?

Tuesday, January 5th, 2010

papa_do_you_love_me2I often talk with lawyers about their marketing strategies and client materials, and it occurred to me (amidst my new state of parenthood) that there’s a good parallel between effective parenting and effective client communications.

Lest you think I’m inclined to speak from my own one-week’s worth of parenting experience, I should mention that I have the benefit of wisdom and experience of my own mom, who is a social worker with a specialty in child therapy.  She often likes to point out that everything children say and do can essentially be boiled down to two questions they are perpetually asking:

1.  “Do you love me?” and

2.  “Who’s in charge here?”

I was recently contemplating this idea following a conversation with a bankruptcy lawyer who had asked me to review some of his client info materials.  I realized he was falling into the classic lawyer trap of trying to explain too much, and I was trying to figure out a framework for helping him review his materials through a new lens.  That’s when this idea popped into my head:

ipirene1Potential bankruptcy clients are essentially asking two questions:

1.  “What can I keep?” and

2.  “Can I trust you?”

I therefore propose that bankruptcy lawyers should gear their pre-retention client communications to answering these two questions in various ways.  Anything more detailed and in-depth can be discussed in person.  But you need to respond to these two questions to get someone comfortable enough to retain you and avoid the pitfall of overwhelming them with legal information and jargon.

This is, of course, just my theory.  So if you agree, disagree or have another take on bankruptcy clients and/or parenting theory, I’d love to hear your thoughts in the comments section of this post.

And if you want to discuss off-line or would like assistance with your own marketing materials, feel free to contact me at:  steven [at] bankruptcybill.us.

Bankruptcy Haiku 19 – Winter Debts

Thursday, December 24th, 2009

haiku_sm2From winter debts on

Brown branches seeking fresh start

A cherry blossom

wintersnowcherry3

Click here to read more bankruptcy haiku on this site.

Wishing all of our readers a Merry Christmas and a financially secure New Year.

Bankruptcy Haiku 18 – Mortgage cramdown slapstick

Wednesday, December 23rd, 2009

haiku_sm2Why did Congress dis

Honeymooners and not pass

Mortgage Kramden Bill?

ralph-kramden

Click the link to read more bankruptcy haiku on this site.

BAPCPA Man #17: BAPCPA Man vs Mortgantua #5 – Mortgage Cramdown Fail

Thursday, December 17th, 2009

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BM17_BMvsMortg#5-MtgCrmdwn

*In case you missed it, here are the previous BAPCPA Man vs Mortgantua cartoons:  Part 1, Part 2, Part 3 and Part 4.

*For additional information on mortgage cramdown, foreclosure and related mortgage and bankruptcy issues, have a look at the following blog posts:

Haines & Krieger (Las Vegas, NV)

Bruce Weiner (Rosenberg Musso & Weiner)NYBankruptcyNet (Brooklyn, NY)

Special thanks to the following bankruptcy attorneys for their help with the technical aspects of the cartoon:

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*WE DO CUSTOMIZED CARTOONSClick here for more info.*

*Get your BAPCPA Man and Mortgantua T-shirts, Mugs, Cards and More!*

*To see more of Gideon Kendall’s work go to www.gideonkendall.com or http://www.gideonkendall.com/blog.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.