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Bankruptcy Bill & Struck Finn

Archive for the ‘CARTOONS’ Category

BAPCPA Man #7 – BAPCPA Man vs. Mortgantua

Saturday, September 5th, 2009

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

BM7_mortgantua2

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

Below are some helpful posts from bankruptcy lawyer blogs on the topics of mortgages, foreclosure, loan modification and the Making Homes Affordable Program.  Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs.  (And get in touch if you have a blog and don’t see it listed.)

Update 9.10.09: There’s a great piece on NPR about foreclosures and the black-box decision making process regarding loan modifications (”Major Banks Still Grappling with Foreclosure“).  At one point, there’s a clip of reporter Chris Arnold in the Bank of America call center, listening over the shoulder of a call center rep who tells a homeowner they’re not eligible for a loan modification.  Arnold questions the rep and receives a not so satisfying explanation.  The issue is raised with the supervisors and it turns out the homeowner was in fact eligible for a loan modification.  How frequently is this scenario replaying itself?

George Haines, Esq. and David Krieger, Esq. (Haines & Krieger) (Las Vegas, NV)

Bruce Weiner (Rosenberg Musso & Weiner)NYBankruptcyNet (Brooklyn, NY)

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

Jonathan Ginsberg, Esq. – theBKLaw (Atlanta, GA)

Reed Allmand, Esq. (Allmand & Lee)Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

BAPCPA Man #6 – Unemployment, Median Income and the Means Test

Saturday, August 29th, 2009

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

BM6_falling(corrected)(Click image to see earlier sketch version of cartoon.)

*Correction:  The cartoon previously referred incorrectly to a “Chapter 7 repayment plan.”  Apologies for the confusion.

Below are some helpful posts from bankruptcy lawyer blogs on the topics of unemployment, median income and the means test.  Go to the BK Lawyer Blogs page on this site to see a full state-by-state list of bankruptcy lawyer blogs.  (And get in touch if you have a blog and don’t see it listed.)

*Also, for anyone trying to figure out their median income, Best Case has a free on-line median income calculator for any state.

Bruce Weiner (Rosenberg Musso & Weiner)NYBankruptcyNet (Brooklyn, NY)

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

Haines & Krieger (Las Vegas, NV)

Jonathan Ginsberg, Esq. – theBKLaw (Atlanta, GA)

Reed Allmand, Esq. (Allmand & Lee)Reed’s Bankruptcy Attorney Blog (Dallas and Ft. Worth, TX)

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

Hang 22 with a double-dip recession

Monday, August 24th, 2009

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.

No new Bankruptcy Bill or BAPCPA Man cartoons this week, but we’ll be back with more next week.  Meanwhile, given new predictions of back-to-back recessions by Nouriel Roubini of the Financial Times (”The risk of a double-dip recession is rising“), it seems appropriate to reach back to the beginning of Bankruptcy Bill for a re-run of the bankruptcy wave cartoon:

BB_2

*If you like what you see and want to support us, you can do it via sponsorship/advertising/syndication/other as well as by simply making a donation in any amount via PayPal.

*Click here to see all of the Bankruptcy Bill cartoons and here to see cartoons related to “law firms.”

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

ipirene1

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post “Bankruptcy Wave” on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you fail to respect our wishes, we’ll fix the economy so as to remove the need for any bankruptcy services (if you’re a lawyer) or any more coverage of the recession (if you’re a journalist/blogger).”

Bankruptcy Bill #19 – Law firm raids

Wednesday, August 19th, 2009

Note:  If you are viewing this site using Internet Explorer, you may not be able to view items in the sidebar.  Clicking on any page or post will cause sidebar items to appear.BB19_raid-2

*Update: In bankruptcy news today,  Michael Foreman has joined Haynes & Boones‘ New York office.  He was previously at Dorsey & Whitney.

*If you like what you see and want to support us, you can do it via sponsorship/advertising/syndication/other as well as by simply making a donation in any amount via PayPal.

*Click here to see all of the Bankruptcy Bill cartoons and here to see cartoons related to “law firms.”

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

ipirene1

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post Strip #19 – Law Firm Raids on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you fail to respect our wishes, we’ll send you back to Kirkland’s restructuring group (Chicago office).”

BAPCPA Man #5 – 341 Meeting of Creditors

Monday, August 17th, 2009

BM_5-341

341 Meeting of Creditors

Here are some blog posts by real bankruptcy lawyers on the topic of the 341 Meeting of Creditors:

Bruce Weiner, Esq. (Rosenberg Musso & Weiner)NYBankruptcyNet (Brooklyn, NY)

Craig D. Robins, Esq. – Long Island Bankruptcy Blog (Woodbury, NY)

Law Office of Gregory A. Holbus, Esq. – Wisconsin Bankruptcy Blog (Green Bay, WI)

George Haines, Esq. of Haines & Krieger (Las Vegas, NV)

*BAPCPA Man would like to offer a special thanks to Eugene S. Melchionne – Connecticut Bankruptcy (Waterbury, CT) for his recent donation to the site.  Eugene, by the way, is currently serving as President of the Bankruptcy Law Network.

*Click here for  Bankruptcy Bill’s state-by-state list of bankruptcy lawyers with blogs.

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Petsthe wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

BAPCPA Man #4 – The Battle of BAPCPA

Thursday, August 13th, 2009

BM_4(Click image to see earlier sketch version on Gideon Kendall’s blog.)

BAPCPA Background

For more background on the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act (aka BAPCPA), read Professor Elizabeth Warren’s testimony to Congress (Feb. 10, 2005) and testimony by Professor Todd Zywicki (Feb. 10, 2005).  Also a range of helpful coverage and commentary on the debate, impact and effects of BAPCPA on Creditslips.org along with some of the continued debate between the perspectives of Professor Warren and Professor Zywicki here, here and here.

Bankruptcy Lawyer Blogs on BAPCPA

From the bankruptcy lawyer blog circuit, helpful posts on court interpretations of BAPCPA so far by Jordan E. Bublick, Esq. at South Florida Bankruptcy Law Blog, including a summary of the two schools of thought on BAPCPA by bankruptcy courts.   A post by Craig Robins, Esq. on LongIslandBankruptcyBlog about the evolving criticisms of the new bankruptcy law as of 2006.  Additional commentary on bankruptcy as a social safety net by Bruce Weiner, Esq. of Rosenberg, Musso & Weiner (Brooklyn, NY) on NYBankruptcyNet.  And a reflective look back at the passage of BAPCPA by Dave Krieger, Esq. of Haines & Krieger (Las Vegas, NV).

*Click here for  Bankruptcy Bill’s state-by-state list of bankruptcy lawyers with blogs.

*Click here for previous BAPCPA Man cartoons, or here for all cartoons on the site relating to consumer bankruptcy.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by BAPCPA Man’s favorite illustrator, Gideon Kendall.

DinoCvr500px

BAPCPA Man #3 – Enter Subprimulus

Tuesday, August 11th, 2009

BM3_subprime-3

Mandatory Credit Counseling

Subprime Mortgages

*Click here for a state-by-state list of bankruptcy lawyers with blogs.

*Click here for previous BAPCPA Man cartoons or here for all cartoons on the site relating to consumer bankruptcy.

*To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.  Or order yourself a copy of Dino Pets, the wonderfully illustrated children’s book written by Lynn Plourde and illustrated by Bankruptcy Bill’s very own Gideon Kendall.

DinoCvr500px

“Bankruptcy Lover” – by Bankruptcy Bill and The Fresh Starts

Saturday, August 8th, 2009

Ladies and gentlemen, debtors and creditors, we are pleased to share the debut single by Bankruptcy Bill & The Fresh Starts….

Bankruptcy Lover


http://bankruptcybill.files.wordpress.com/2009/03/bankruptcylovermp3.mp3

(Click either the link above or the image below to listen.)

band_withlogo_web

Bankruptcy Bill & The Fresh Starts groupies can get their…

Click here for the lyrics and explanatory notes as well as a note on copyright and use restrictions. (more…)

Bankruptcy Bill #18: Pro Bono

Wednesday, August 5th, 2009

BB_StruckProbono

(To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.)

While Struck is not likely to win any awards for his pro bono bankruptcy service, here are some law firms and lawyers who have:

If you know of someone else who deserves a mention for their pro bono bankruptcy work, feel free to post a comment about them.

ipirene1

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post Strip #18 – Pro Bono on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you fail to respect our wishes, we’ll make you work for Weil Gotshal on an entirely pro bono basis.”

BAPCPA Man #2: Automatic Stay Force Field

Tuesday, August 4th, 2009


BM2-autostayforce

For a more in depth explanation of the automatic stay, take a look at the Wikipedia entry as well as a brief explanation by Haines & Krieger (Las Vegas, NV) and an explanatory blog post by Michael Anderson, Esq. on Arizona Bankruptcy Lawyer Blog.  Also this post on bill collectors by Chuck Newton, Esq.’s blog StayViolation in Texas.

Click here for a state-by-state list of bankruptcy lawyers with blogs.

Click here for previous BAPCPA Man cartoons or here for all cartoons on the site relating to consumer bankruptcy.

(To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.)


BAPCPA Man #1 – Automatic Stay

Friday, July 31st, 2009


BMAutoStay-1

For a more in depth explanation of the automatic stay, take a look at the Wikipedia entry as well as a brief explanation by Haines & Krieger (Las Vegas, NV) and an explanatory blog post by Michael Anderson, Esq. on Arizona Bankruptcy Lawyer Blog.

Click here for previous BAPCPA Man cartoons or here for all cartoons on the site relating to consumer bankruptcy.

(To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.)

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Strip #17 – BAPCPA Man – A fresh start!

Sunday, July 26th, 2009


The site has been reorganized.  STR.I.P. Financing obtained.  Strip #17 – BAPCPA Man has gone effective.

bb_bapcpamanrevised

ipirene1(To see more of Gideon Kendall’s work go to www.gideonkendall.com and gideonkendall.squarespace.com/journal.)

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post Strip #17 on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you fail to respect our wishes, we’ll simply send BAPCPA Man after you.  His powers are great and many.  Actually, we’re not even sure what they are.  Best to just not mess around.”

Strip #17 – BAPCPA Man needs your support

Tuesday, June 9th, 2009

CLICK HERE to make a donation via PayPal for Strip #17

It’s time to boldly go where no bankruptcy cartoon has ever gone before.  To find out exactly what that means, we need your support to enable us to publish Strip #17 – BAPCPA Man.

Update 06/29/09: Still at $224.  Things may continue to be on hold for a little while as Bill and Struck both put in for vacation from June 30 through July 9 so they can travel to Munich together, learn about German bankruptcy law, take a hike in the Alps to contemplate its greater meaning and see where really good beer fits in with all of this.

Update 06/26/09: Now at $224 thanks to a contribution from a non-bankruptcy humanoid who wishes to remain anonymous, but says:

I’m not a lawyer (or a law student), but I find the comic to be quite amusing (a close friend who accidentally wound up focusing on bankruptcies referred me) and I do get most, if not all, of the jokes.  Keep up the good work!

Update 6/25/09: Getting closer, now at $214 thanks to another generous donation from:

  • Nancy Rapoport, (http://nancyrapoport.blogspot.com) which qualifies her to supplant Bill as the main character in future Bankruptcy Bill cartoons!  Check out her recent post on the book Lawyers in Your Living Room!  Law on Television by Michael Asimov.  Nancy is  the Gordon Silver Professor of Law at the William S. Boyd School of Law, University of Nevada, Las Vegas, with specialties in bankruptcy ethics, ethics in governance, and the depiction of lawyers in popular culture.  We already mentioned that she’s the author of the book Enron: Corporate Fiascos and Their Implications (with Jeffrey Van Niel) and appeared in the movie Enron:  The Smartest Guys in the Room.  

Update 6/21/09: Still at $189 on the summer solstice.

benjohnson1Update 6/18/09: Now up to $189 thanks to:

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Update 6/18/09: Still stuck at $174.  Running out of cash collateral.  Can anyone recommend a good claims agent?

Update 6/16/09: Now we’re past the halfway mark, up to $174–with $126 left to go–thanks to a third donation from:

  • Nancy Rapoport, (http://nancyrapoport.blogspot.com) which qualifies her to potentially be a new character in a future Bankruptcy Bill cartoon! (Non-dischargeable Nancy?)  Nancy is  the Gordon Silver Professor of Law at the William S. Boyd School of Law, University of Nevada, Las Vegas, with specialties in bankruptcy ethics, ethics in governance, and the depiction of lawyers in popular culture.  We already mentioned that she’s the author of the book Enron: Corporate Fiascos and Their Implications (with Jeffrey Van Niel) and appeared in the movie Enron:  The Smartest Guys in the Room.  But what perhaps you don’t know is that she may be the only bankruptcy lawyer in the Internet Movie Database (IMDB).  (If you know of any others, please let us know and we’ll post their names here.)

Update 6/15/09: Up to $149, thanks to a donation from:

*For the record, the lawyers and others who have donated don’t ask us to write this stuff.  We just take a look at their websites, perhaps while sitting on a conference call with committee counsel, and come up with it on our own in the moments between working on fee applications and filing objections.

Update 6/14/09: No new donations over the weekend.  Still at $124 with $176 to go.  Running out of time before our reorganization is converted to a liquidation.

Update 6/12/09: Still stuck at $124.  Not a strong way to enter the weekend.  Why is it that our country is willing to bail out strips about GM but not about BAPCPA Man?

Update 6/12/09: Up to $124.  Only $176 to go. Thanks to:

  • Michael Shiner, a bankruptcy attorney in Pittsburgh, PA with the law firm of Tucker Arensberg, P.C. who says, “Keep up the great work!”  According to his firm bio, Mike was named a 2007 Pennsylvania Rising Star by Philadelphia Magazine and by Pennsylvania Super Lawyers Magazine.

Update 6/11/09: $113 in “assets,” $187 in “outstanding liabilities,” thanks to donations from:

  • Daniel Granof of the Independent Comedy Network (which has great original comedy video shorts)
  • Mimi Speyerer, law clerk to Chief Judge Edward Ellington of the United States Bankruptcy Court in the Southern District of Mississippi (who is himself apparently a big fan of Bankruptcy Bill as well).

Thanks to carry-over donations from Strip #16, we get a $78 head start.  That means we only need to raise $222 to make this happen.

With small donations ($5, $3, even $1) from all of our readers, we can cram this plan down on those who do not support this site.  With large donations, we can do it faster than you can say “363 Asset Sale.”

As soon as we solicit enough support, we publish.  (And, not to boast, but we’ve got enough material in the bank to put out a new cartoon every day.  So feel free to challenge us with threats of a bankruptcy cartoon endowment.)

And as you’ve seen, we’re happy to post a link to your website, your blog or anything else that’ll make you feel good about chipping in.

Thanks for your continued STR.I.P. financing support, and we look forward to publishing again soon.

Yours truly,

Bill & Struck

"Plan B? I spill my coffee on you and we sue Starbucks."

"Plan B? I spill my coffee on you and we sue Starbucks."



Strip #16 – GM First Day Hearings

Tuesday, June 9th, 2009

bb_gmcalculations-05-26-09

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Thank you to everyone who supported Bankruptcy Bill with a donation and/or by mentioning our effort on your site, including LawShucks.com which encouraged readers to support Bankruptcy Bill in a post about the lawyers involved in the GM case and then subsequently got itself a nice mention in a New York times articles on law firms that resulted in some extra traffic for us.

But the super-priority secured thank-you (a new creditor class recently approved by the…um….Eastern Western District of Delaware) goes to three people who stepped forward at the last minute, each making donations of $39 to ensure an extension of time to solicit donations for Bankruptcy Bill (at least for another week):

  • Nancy Rapoport, (who has now donated twice) the Gordon Silver Professor of Law at the William S. Boyd School of Law, University of Nevada, Las Vegas, with specialties in bankruptcy ethics, ethics in governance, and the depiction of lawyers in popular culture.  She’s also the author of the book Enron: Corporate Fiascos and Their Implications (with Jeffrey Van Niel) and appeared in the movie Enron:  The Smartest Guys in the Room.  You can read her blog here.
  • Marc Carroll, of Translations.com (a rare non-lawyer fan)
  • Walter Swett, a staff member in Congressman Charlie Rangel’s office in New York (another non-lawyer fan, which on second thought perhaps isn’t so rare afterall)

Bankruptcy Bill loves you guys (to the extent that an animated lawyer is capable of love) and thanks you for not only enabling the publication of this strip, but for starting off the next strip $78 in the black.  And the next strip is……..

Strip #17 – BAPCPA Man!

Does whatever a BAPCPA can.  Please do your part to help us raise the remaining $222 we need to publish it.

CLICK HERE to make a donation via PayPal for Strip #17

  • Please don’t make Nancy, Marc, Walter and the others do all the work again (unless your goal is to turn them into clients).  If everyone chips in a little bit, even $1.00, the pain will be spread nice and evenly and everything will work out fine, just like in the new GM tv ad.

A reminder that we are always open to various forms of STR.I.P. Financing to help us continue to publish future strips of Bankruptcy Bill (ideally with more frequency).  Please contact us to discuss sponsorship or syndication opportunities.

  • To receive updates for new postings:E-mail bill@bankruptcybill.us with the word “update” in the subject field, or get the RSS feed. (Note:  The previous e-mail address–bankruptcybill @ zoho. com–was having some problems.  So apologies if you tried sending email to that address and didn’t hear back from us.)

ipirene1Thanks!

-Bill & Struck

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post Strip #16 on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you fail to respect our wishes, then we’ll turn you into a Weil Gotshal first-year bankruptcy associate and force you to spend 17 consecutive weekends in the bowels of 767 Fifth Avenue (aka the “GM Building”) working on fee applications in the GM case.”

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Strip #8 – General Motors Bankruptcy

Tuesday, June 2nd, 2009

bb-gm-12-22-08

A reminder that we still are seeking STR.I.P. Financing so that we can continue to publish future strips of Bankruptcy Bill (and preferably with more frequency).  Please contact us to discuss sponsorship.  And thanks to everyone who has contributed and/or bought some merchandise.

Thanks!

-Bill & Struck

ipirene1

p.s.  Regarding copyright issues, our legal counsel, IP Aileen, says:  “Other bloggers/websites/publications:  You are more than welcome to post Strip #8 on your sites as long as you also include all of the text, links and images in this post, including this paragraph.  If you don’t, then we’ll find you and make you drive a Chevrolet Cavalier from Detroit to Washington and testify before Congress at the next auto-industry bailout hearings.”